Now our economy is in a vigorous development stage, especially we Yangtze river delta the development of private enterprise is more prosperous, the economic development scale is located in the front in the whole country. But since the 2008 outbreak of the global financial crisis, the all walks of life the demand to capital are nervous than ever, our country and has issued a series of monetary contraction policy, make the Banks for the enterprise and individual loan in the amounts and than ever become very difficult. Folk financing has become more and more private enterprise's first means each, instead of in the bank loans. Folk financing interest rates also arrived peak, but following a folk financing a series of problems. Recent enterprise capital chain rupture lead to bankruptcy, the boss collective run the phenomenon such as road are constantly, folk financing becoming a double-edged sword private enterprise. This article from the private enterprise financing the origins of the difficulties of the folk financing the pros and cons of the analysis, and to discuss how to deal with countries and enterprise should these problems and puts forward the healthy development of the folk financing advice.
Now China's economy is in rapid development stage, especially in our area of delta of the Yangtse River the development of private enterprises is more prosperous, the economic scale is located in countrywide front row. However since the2008 outbreak of the global financial crisis, all walks of life the demand to capital is more than ever, tension, our country has launched a series of monetary contraction policy, making banks in the business and personal loan amount and the past is very difficult. Private financing has become the primary means of private enterprises, and not before the loan in bank. Financing rates reached a peak, but the attendant is the folk financing, a series of problems caused by. Recently enterprise fund chain break lead to bankruptcy, the boss of collective run away such phenomena as a continuous layer, folk financing of private enterprises gradually become the double-edged sword. This article is from the private enterprise financing difficult germ proceed with, the analysis of advantages and disadvantages of folk financing, so as to explore the state and enterprises should be how to deal with these problems and put forward suggestions for the healthy development of non-governmental financing.