For one thing, unlike a saving plan, compromised idea of keeping the money for further could meet our fundamental needs, and it is also the chief guarantee of the quality of life. 原文的which应该是指 keeping the money for further,如果这样的话,不能用把which放在最后,which放在最后会引起歧义,这时which指的是前面的整个句子了而不是指 keeping the money for further。
For one thing, unlike saving plan, keeping the money for further is a compromised idea which could meet our fundamental needs, which is the chief guarantee of the quality of life.
For one thing, different from saving plan, the compromised idea of keeping money for further usage could meet our fundamental needs, which is the chief guarantee of the quality of life.